/* Capital City Mortgage, LLC — site styles (plain CSS, no build step) */
@font-face{font-family:"Playfair Display";font-style:normal;font-weight:600;font-display:swap;
  src:url("/assets/fonts/playfair-600-latin.woff2") format("woff2");}
@font-face{font-family:"Playfair Display";font-style:italic;font-weight:500;font-display:swap;
  src:url("/assets/fonts/playfair-italic-500-latin.woff2") format("woff2");}
@font-face{font-family:"Manrope";font-style:normal;font-weight:400 800;font-display:swap;
  src:url("/assets/fonts/manrope-latin-var.woff2") format("woff2");}
:root{
  --blue:#458ab5;          /* brand primary (decorative / large elements) */
  --blue-text:#2a6489;     /* AA-contrast blue for text, links, buttons (6.4:1 on white) */
  --blue-dark:#1f4e6b;
  --navy:#1b3446;
  --gold:rgb(172,127,42);  /* brand gold (decorative accents) */
  --gold-text:#8a6420;     /* AA-contrast gold for text on white */
  --gold-light:#d9b26a;    /* gold for text on navy */
  --ink:#1d2a33; --muted:#4a5a66; --line:#dde5eb; --bg-soft:#f3f7fa;
  --radius:10px; --max:1100px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);background:#fff;line-height:1.6;font-size:1.0625rem}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-text);text-underline-offset:2px}
a:hover{color:var(--blue-dark)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
h1,h2,h3{line-height:1.2;color:var(--navy);font-weight:800}
h1{font-size:clamp(1.9rem,4.5vw,2.8rem);margin:.2em 0 .4em}
h2{font-size:clamp(1.4rem,3vw,1.85rem);margin:1.6em 0 .5em}
h3{font-size:1.2rem;margin:1.3em 0 .4em}
.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem}
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;padding:.6rem 1rem;z-index:100}
.skip-link:focus{left:1rem;top:1rem}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Placeholder marker: must all be resolved before launch */
.placeholder{background:#fff3b0;color:#5a3d00;border:1px dashed #b38600;padding:0 .3em;border-radius:4px;font-weight:700}
.draft-banner{background:#5a3d00;color:#fff;text-align:center;font-size:.85rem;padding:.4rem 1rem}

/* Header */
.site-header{border-bottom:1px solid var(--line);background:#fff}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding-top:.6rem;padding-bottom:.6rem}
.brand img{width:150px;height:auto}
.site-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem 1.1rem;align-items:center}
.site-nav a{text-decoration:none;font-weight:700;color:var(--navy);padding:.35rem 0;display:inline-block}
.site-nav a[aria-current="page"]{color:var(--blue-text);border-bottom:3px solid var(--gold)}
.header-phone{font-weight:800;white-space:nowrap}

/* Buttons */
.btn{display:inline-block;background:var(--blue-text);color:#fff;text-decoration:none;font-weight:800;
  padding:.75rem 1.3rem;border-radius:999px;border:2px solid var(--blue-text);line-height:1.2;font-size:1rem;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--blue-dark);border-color:var(--blue-dark);color:#fff}
.btn-outline{background:transparent;color:var(--blue-text)}
.btn-outline:hover{background:var(--blue-text);color:#fff}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:var(--gold-light);border-color:var(--gold-light);color:var(--navy)}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.2rem}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue-dark) 55%,var(--blue) 100%);color:#fff;padding:3.5rem 0 3.8rem;position:relative}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:var(--gold)}
.hero h1{color:#fff;max-width:20ch}
.hero p{max-width:60ch;font-size:1.15rem;color:#eef4f8}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:800;color:var(--gold-light);margin:0}
.page-hero{background:var(--bg-soft);border-bottom:4px solid var(--gold);padding:2.2rem 0 1.6rem}
.page-hero .eyebrow{color:var(--gold-text)}
.page-hero p.lead{max-width:65ch;color:var(--muted);margin:0}

/* Sections & cards */
main{display:block}
.section{padding:2.5rem 0}
.section-soft{background:var(--bg-soft)}
.grid{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:var(--radius);padding:1.2rem 1.3rem;background:#fff}
.card h3{margin-top:0}
.card p{margin:.3rem 0 .8rem;color:var(--muted)}
.prose{max-width:75ch}
.prose li{margin:.25rem 0}
.program{border-left:4px solid var(--gold);padding-left:1.1rem;margin:2rem 0;scroll-margin-top:1rem}
.program h2{margin-top:0}
.toc{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0;margin:1rem 0 0}
.toc a{display:inline-block;padding:.35rem .8rem;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;font-weight:700;font-size:.95rem}
.notice{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--blue);padding:1rem 1.2rem;border-radius:var(--radius);font-size:.95rem}
.profile{display:grid;grid-template-columns:minmax(0,220px) 1fr;gap:1.8rem;align-items:start}
.profile img{border-radius:var(--radius);border:4px solid #fff;box-shadow:0 2px 12px rgba(0,0,0,.12)}
@media (max-width:640px){.profile{grid-template-columns:1fr}.profile img{max-width:200px}}
.facts{list-style:none;padding:0;margin:.5rem 0}
.facts li{margin:.2rem 0}

/* Forms */
.form{display:grid;gap:1rem;max-width:640px}
.form-row{display:grid;gap:1rem;grid-template-columns:1fr 1fr}
@media (max-width:560px){.form-row{grid-template-columns:1fr}}
label{font-weight:700;display:block;margin-bottom:.3rem}
.req{color:#a4262c}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;padding:.65rem .75rem;border:1px solid #8a9aa6;border-radius:8px;background:#fff;color:var(--ink)}
textarea{min-height:120px;resize:vertical}
.check{display:flex;gap:.6rem;align-items:flex-start;font-weight:400}
.check input{margin-top:.35rem;width:1.1rem;height:1.1rem;flex:none}
.hint{font-size:.9rem;color:var(--muted);margin:.25rem 0 0}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

/* Footer */
.site-footer{background:var(--navy);color:#e6edf2;padding:2.5rem 0 1.5rem;font-size:.95rem;margin-top:2rem}
.site-footer a{color:#fff}
.site-footer a:hover{color:var(--gold-light)}
.footer-grid{display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.footer-title{color:var(--gold-light);font-weight:800;font-size:1rem;margin:0 0 .5rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.2rem 0}
.site-footer address{font-style:normal}
.footer-legal{border-top:1px solid rgba(255,255,255,.2);margin-top:1.8rem;padding-top:1.2rem;display:grid;gap:.6rem}
.footer-legal p{margin:0}
.eho{display:flex;align-items:center;gap:.7rem}
.eho svg{flex:none;width:44px;height:44px}
.site-footer .placeholder{color:#5a3d00}
.site-nav a.btn{color:#fff;padding:.6rem 1.1rem}
.site-nav a.btn:hover{color:#fff}
@media (max-width:640px){
  .header-inner{justify-content:center}
  .brand img{width:130px}
  .site-nav ul{justify-content:center;gap:.1rem .9rem;font-size:.95rem}
}
.team-grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));max-width:760px}
.team-photo{width:180px;height:180px;object-fit:cover;border-radius:var(--radius);margin-bottom:.8rem}
.photo-placeholder{display:flex;align-items:center;justify-content:center;text-align:center;background:var(--bg-soft);border:2px dashed #b38600;padding:.5rem;font-size:.85rem}
.team-card h3{margin-top:0}

.brand-banner{text-align:center;margin:0 auto 2.2rem;padding-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.25)}
.brand-banner .brand-name{font-family:"Playfair Display",Georgia,"Times New Roman",serif;font-weight:600;font-size:clamp(1.9rem,5vw,3rem);letter-spacing:.04em;color:#fff;margin:0;line-height:1.15}
.brand-banner .brand-slogan{font-family:"Playfair Display",Georgia,"Times New Roman",serif;font-style:italic;font-weight:500;font-size:clamp(1.05rem,2.6vw,1.45rem);color:var(--gold-light);margin:.5rem auto 0;max-width:none}